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Michigan Commercial Truck Insurance Quote

Commercial truck insurance protects you and your cargo from accidents and liability.  If you are looking for trucking insurance in Michigan, Precision Insurance has the experience and knowledge to help you find the right insurance to meet your needs and protect your trucking business. Request a quote from us by using our easy online quote form or give us a call.

Or Call Us at (616) 406 0645

Commercial Trucking Insurance in Michigan

Whether you own your own rig or work for a motor carrier, if you drive a truck you need truck insurance.  Deciding on the coverage you need can be confusing.  We work with truck drivers and trucking businesses to find the coverage they need to protect them while they are on the road. Let us help take the confusion out of buying truck insurance.  Give us a call at (616) 406 0645 or request a quote online.

Truck Insurance Coverage

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Liability Coverage

Primary Liability Coverage.
Liabilty insurance is mandatory for all truck drivers. Primary liability coverage pays for damages and injuries to other people and their propery if you get in an accident.

Non-Trucking Liability Coverage.
Non-trucking liability coverage covers you when you are using your truck for personal reasons. not under dispatch, or not pulling a loaded trailer.

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Physical Damage Coverage

Physical Damage Coverage.
Physical damage coverage protects your truck if it is damaged in an accident. This coverage will pay for repairs or replacement of your truck if you are involved in an accident.

There are two types of coverage, collision and comprehensive.  Collision protects your truck if you collide with another vehicle. Comprehensive coverage pays for damages caused by other perils such as vandilism, fire, or theft.

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Other Coverage

Motor Truck Cargo. Motor truck cargo covers the freight you are hauling. If you are hauling a load and are involved in an accident, motor truck cargo coverage will pay for lost freight or damaged goods. Cargo coverage includes (but not limited to) flat bed freight, Dry Vans and Refrigerated.
Uninsured /Underinsured Motorists Coverage. Uninsured/Underinsured Motorist coverage protects you if you are involved in an accident with an at-fault driver who does not have enough liability coverage to compensate you for damages.

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From the blog

Michigan Trucker’s Guide to Insurance

Before you start searching for quotes for commercial truck insurance, it’s good to have an understanding of what you are purchasing and how truck insurance works. You don’t want to just fill out an online quote and pick the cheapest insurance quote for your truck. You need the best coverage for your particular needs.. We […]

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