Electricians insurance coverage options:
Insurance Coverage for Electricians
- General liability – General liability protects electricians from lawsuits and damages for faulty work, fires and property damage.
- Commercial Auto – You may need commercial auto insurance if you have a large truck or use your vehicle to transport equipment.
- Business Owner’s Policy – A business owner’s policy is good option for electricians as it covers both your business general liability, property damage, and personal injury all in one policy.
- Workers Compensation – If you have empoloyees you will need to have workers compensation insurance in Michigan