Snowmobile insurance

Did you ever wonder what the right insurance is for your personal watercraft? Don’t let your adventure be cut short because you didn’t get the right coverage for your summer fun! Your homeowner’s or auto policy may not adequately cover your personal watercraft. Lucky for you, Precision Insurance Agency has the carriers that can help you properly protect both you and your personal watercraft.

We’ve got you covered:

  • Liability and physical damage. This broad coverage is meant for accidents involving your personal watercraft (the coverage is for third-party injuries and property damage).
  • Liability Only. The “only” option allows you to make the decision if the liability coverage is all you want. You decide.
  • Pollution liability coverage. This covers unintentional oil or fuel spills for which you are legally responsible because of an accident.
  • Water sports liability. This is automatically included with your policy, for bodily injury or property damage caused by someone towed by your watercraft for activities such as waterskiing, knee boarding, wake boarding or tubing.
  • Medical Payments Coverage. Hopefully never needed, but always important with boat insurance, this coverage pays for the necessary medical care you receive as a result of a personal watercraft accident.
  • Accessory Coverage. For things like racks, windshields and additional permanent accessories that weren’t originally provided by the manufacturer.
  • Uninsured watercraft. This provides coverage for bodily injury for accidents, where you are entitled to recover from an uninsured watercraft.
  • Towing and Assistance. We will pay for towing or assistance expenses you incur while on the road or in the water.
  • Increased limits on liability. You can choose to add additional limits on your liability insurance.
  • Trailer coverage. Provides coverage for a specifically designed trailer to transport your personal watercraft (up to carrier policy limits).

Off-Road Vehicle Insurance

Do you jump on your dirt bike when you wake up, drive it down the stairs to your kitchen and grab some coffee? We hope not. Then why would you insure your off-road vehicle (ORV) with a policy meant for your home?

Don’t let your adventures get cut short because you didn’t get the right coverage for your ride! Your homeowners or auto policy may not adequately cover your ORV. Lucky for you, Precision Insurance Agency has the carriers that can help you choose the right policy for your ORV.

We’ve got you covered:

  • Safety Apparel Coverage. This provides (up to policy limits) coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Optional Equipment Coverage. Our carriers include (up to policy limits) optional equipment coverage. This covers any “extras” added to your ride, including towable trailers or sleds made for use with your ORV.
  • Annual Policies. If the trail is calling, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the “off-season.”
  • Medical Payments Coverage. Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident.
  • Liability Coverage. This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).
  • Increased Limits. You can choose the limits that you want on your liability.
  • Collision Coverage. Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Trailer Coverage. Provides coverage for a specifically designed trailer to transport your ORV (up to policy limits).

Scooter Insurance

Your homeowners policy probably won’t adequately cover your Scooter. Lucky for you, Precision Insurance Agency has carriers that can offer you the right policy for your scooter.

We’ve got you covered:

  • Safety Apparel Coverage. This provides (up to policy limits) coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Annual Policy. If there’s a beautiful sunny day, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your scooter even in the “off-season.”
  • Liability Only Coverage. This broad coverage is meant for accidents involving your scooter (the coverage is for third-party injuries and property damage).
  • Increased Limits. You can choose the limits that you want on your liability.
  • Collision Coverage. Regardless of who is at fault, this covers your scooter in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Medical Payments Coverage. Hopefully, never needed, but very important with scooter insurance, this coverage pays for the necessary medical care you receive as a result of an accident.
  • Uninsured/Underinsured Motorist Coverage. Coverage that protects you financially if you’re in an accident with someone who’s at fault and either has no insurance or insufficient insurance.